Retirement is a time to enjoy simplicity, comfort, and convenience — and for many Maltese couples, this means downsizing from a larger terraced house into a more manageable, modern apartment. In 2025, several areas in Malta stand out as ideal options for retiring couples looking for affordable properties with strong accessibility and community infrastructure. Here’s a data-driven guide to the top five retirement-friendly hotspots for property buyers in Malta this year.

1. Qawra & Bugibba – Seaside Living Without the Premium Price

Once known primarily as tourist hubs, Qawra and Bugibba are now evolving into affordable residential areas. With a high concentration of modern apartment complexes, these towns are ideal for retirees wanting to downsize while remaining close to the sea.

Average Apartment Price (2025): €205,000 – €240,000
Why It’s Ideal:
- Coastal promenades and flat terrain, which are great for walking
- Excellent public transport links
- Convenient access to clinics, supermarkets, restaurants, and social clubs

Property Tip: Many newly developed apartments come with lifts and step-free access — essential features for senior buyers. Furthermore, the area’s level pathways and calm atmosphere make it an increasingly popular choice for older residents.

2. Naxxar – Peaceful Village Life with Modern Comforts

Naxxar offers a strong balance between old-world charm and contemporary living. Consequently, it has become a hotspot for retirees moving out of larger terraced houses. The town features a steady supply of new apartment blocks that blend seamlessly with its historic core.

Average Apartment Price (2025): €350,000 – €375,000
Why It’s Ideal:
- Quiet, low-crime environment
- Proximity to Mater Dei Hospital and other medical facilities
- Village core with cafes, churches, and daily essentials all within walking distance

Market Insight: As demand from local downsizers increases, prices are rising moderately. Therefore, 2025 may be a strategic time to invest in this area.

3. Zabbar – Best Value in the South

For those seeking excellent value for money, Zabbar is a hidden gem in southern Malta. Although it was traditionally overlooked, it is now attracting downsizing couples with its competitive pricing and newly built apartments.

Average Apartment Price (2025): €185,000 – €215,000
Why It’s Ideal:
- Exceptional affordability compared to central or northern Malta
- Close to SmartCity and the southern coastline
- Strong community spirit and good accessibility by car or public transport

Bonus: Many older residents appreciate Zabbar’s quieter, less touristy atmosphere compared to high-density areas like Sliema or St. Julian’s. Additionally, the area continues to benefit from investment in infrastructure and transport.

4. Mosta – Central Convenience with a Local Feel

Mosta remains one of Malta’s most practical options for retirees. Situated in the island’s heart, this town offers excellent connectivity and a wide range of daily services.

Average Apartment Price (2025): €350,000 – €365,000
Why It’s Ideal:
- Walking access to pharmacies, churches, cafes, and markets
- Frequent and reliable public transport routes
- An active local community with events and clubs tailored for seniors

Tip for Buyers: Look for recently built developments near the Mosta Rotunda. Not only do they offer charm and convenience, but they also provide better long-term value thanks to their central location.

5. Marsascala – Tranquil Waterfront Living

Marsascala continues to grow in popularity among retirees who want peaceful, scenic surroundings without sacrificing access to essentials. As a result, it has become one of the top coastal options for retirement living.

Average Apartment Price (2025): €210,000 – €250,000
Why It’s Ideal:
- Waterfront promenades, cafes, and restaurants perfect for leisurely retirement days
- Flat topography that makes walking easier
- Good availability of healthcare services and retail shops nearby

Watch for: Apartments overlooking St. Thomas Bay are increasingly in demand. In fact, these properties offer both lifestyle benefits and strong investment potential.